Accepting credit cards online is a top priority for business owners. Furthermore, you don’t have to build a complex eCommerce site to do this. Moreover, you can create a website to list products, services, or menu choices.
Furthermore, you can embed or paste a form or button on the page for orders and payments. Above all, this is very easy to do.
ACCEPTING CREDIT CARDS WITH WORD PRESS
Most Word Press form plugins have payment gateway choices built right in for WordPress users, e.g., Stripe. For example, you can use a tool like Wufoo forms, which works with all website platforms and handles payment integration out of the box.
PAYMENT GATEWAY CHOICES
First is important to understand what exactly a payment gateway is. Let’s take a look.
What Is A Payment Gateway?
Does My Bank Provide A Payment Gateway?
No, not really. Specifically, most banks provide online payments by check and wire transfers, banks and credit institutions do not provide the necessary payment gateway to accept credit cards online.
How Do I Get Paid Through A Payment Gateway?
A payment gateway acts as an escrow or clearinghouse account. Once a customer makes a payment, funds are deposited to your gateway account. Afterward, you may choose to leave the funds there or move your funds elsewhere, like your bank or other connected account.
How Much Does a Gateway Cost?
Most popular payment gateways do not charge anything for signing up. Typical gateway processing charges are $0.05-$0.10 per transaction. Some companies will charge you separately for this, while others will include it in their processing rates.
Average credit card processing fees range from 1.5% to 2.9% for swiped credit cards. Keyed-in transactions have a higher average processing fee of 3.5% to account for the higher risk.
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