Accepting credit cards online is a top priority for business owners. Furthermore, you don’t have to build a complex eCommerce site to do this. Moreover, you can create a website to list products, services, or menu choices.
You can also embed or paste a form or button for orders and payments on the page. Above all, this is very easy to do.
ACCEPTING CREDIT CARDS WITH WORDPRESS
Most WordPress form plugins offer payment gateway options for WordPress users, such as Stripe. For example, you can use a tool like Wufoo Forms, which works with all website platforms and handles payment integration.
PAYMENT GATEWAY CHOICES
First, it is crucial to understand what exactly a payment gateway is. Let’s take a look.
What Is A Payment Gateway?
A payment gateway allows you to take payments online. For instance, popular payment gateway providers include;
Paypal.com
Authorize.net
FirstData.com
Square.com
Stripe.com
Does My Bank Provide A Payment Gateway?
No, not really. Specifically, most banks provide online payments by check and wire transfers, but banks and credit institutions do not offer a payment gateway to accept credit cards online.
How Do I Get Paid Through A Payment Gateway?
A payment gateway acts as an escrow or clearinghouse account. Once a customer makes a payment, funds are deposited to your gateway account. Afterward, you may leave the funds there or move them elsewhere, like your bank or another connected account.
How Much Does a Gateway Cost?
Most popular payment gateways don’t charge anything to sign up. Typical gateway processing charges are $0.05-$0.10 per transaction. Some companies charge this separately, while others include it in their processing rates.
For swiped credit cards, average credit card processing fees range from 1.5% to 2.9%. Keyed-in transactions have a higher average processing fee of 3.5% to account for the higher risk.
ABOUT VISIONEFX
VISIONEFX provides services to small business owners throughout the United States. Services include WooCommerce, WordPress, OpenCart, Shopify, Drupal, and Joomla development. Furthermore, we provide expert SEO and web maintenance services.
Please read what our customers have to say about VISIONEFX on Google Reviews.
For more information, call (757) 619-6456 or email info@visionefx.net.
Also, see
STARTING AN E-COMMERCE BUSINESS
E-COMMERCE WEB DESIGN CHESAPEAKE VA
SUCCESSFUL E-COMMERCE WEBSITES
CREDIT FINANCIAL SERVICES WEB DESIGN
JOOMLA MODULES
HOW DO I START AN E-COMMERCE BUSINESS?